There are many factors that will affect the cost of insurance on your recreational vehicle.  It is important to think about these factors to make sure you get the right coverage for your RV.

The biggest thing that is going to affect the cost of insurance on your RV is the size.  This may sound obvious, but it is true.  If you own a small RV, your rates are going to be cheaper than if you own a custom bus. 

The amount of coverage will also play a role in the rate you are quoted.  You need to take into account any add on accessories your RV may have, such as awnings, racks, air conditioners, etc.  If you air conditioner is ripped off the roof will that be covered?  These are questions you need to determine before it happens.